WEBSITE -- TERMS OF USE

LIMITATION OF LIABILITY
By using this site, you agree that your use is solely at your own risk.  Michael A. Swit (hereafter:  ATTORNEY),
and his partners, employers, employees, agents or representatives are not liable for direct, indirect,
consequential, incidental, special, punitive or other damages or costs, including without limitation, lost profits
or data, loss of goodwill, loss of or damage to property, or claims of third parties, arising out of or in
connection with the use, copying, or display of this site or its contents, regardless of whether ATTORNEY has
been advised of the possibility thereof.

LINKS
Links provided on this site are provided solely as a convenience to you and the provision of any such link does
not constitute an endorsement by ATTORNEY of that site or its provider or of any of the content, products, or
services contained or offered therein. ATTORNEY makes no representation or warranty concerning the
accuracy, availability of lawfulness of any linked site.

NO ATTORNEY-CLIENT RELATIONSHIP
The use of any content provided on this site and your provision or submission of any information while using
this site will not create an attorney-client relationship between you and ATTORNEY.  Please be aware that any
information that you provide by reason of your use of this site is not privileged or confidential.  The content of
this site is provided solely for informational purposes: it is not intended as and does not constitute legal advice.
The information contained herein should not be relied upon or used as a substitute for consultation with legal,
accounting, tax, career and/or other professional advisors.

DISCLAIMER
This site and its contents is provided "as is" and ATTORNEY makes no representation or warranty of any kind
with respect to this site or its contents. ATTORNEY expressly disclaims all representations and warranties,
whether express or implied, including, but not limited to, warranties of merchantability, fitness for a particular
purpose, and non-infringement. In addition, ATTORNEY does not represent or warrant that this site will be
available at all times or that the content of this site is timely, accurate or complete.

SITE SUBJECT TO DISCONTINUANCE OR CHANGE
All content contained herein is subject to change without notice. ATTORNEY reserves the right to change or
additions, or deletions to the site shall be effective immediately upon notice thereof, which may be given by
any means including, but not limited to, posting a notice on this site. Any use of this site after such notice shall
be deemed to constitute your acceptance of such changes, modifications, additions, or deletions.

COMMUNICATIONS WITH MICHAEL A. SWIT
By using or communicating content through the use of this site, you expressly warrant that you are the owner
of such material or have the right to use and provide such content.  ATTORNEY does not collect personally
identifying information from visitors to this site unless this information is directly provided by the visitor or
through the visitor's browser. Information relating to use will not be provided or sold to third parties.
© 2014  Michael A. Swit.  
ALL RIGHTS RESERVED.

Questions?

Contact me @ 760-815-4762
or
mswit@fdacounsel.com
Michael A. Swit